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Just a quick note about the launch of my newest project: The Pension Report. You can get your free copy by filling out the form on the right.

You may ask why did I start this unusual project. Here is my answer:

I have been working on three continents, in several countries, where I worked a few years and moved on. Never thought about pension or retirement. Had enough money and spent it (almost) all. Later some countries just disappeared (or got divided like the cells)… Wars. Lost records. New system. Even if there are records in their economic situation a pension would be worth, maybe, an average dinner in North America, where I live now.

Then I started to work in Canada where we have a state pension (CPP). After a few years one day I got a letter from these guys that take away about half of my income (they call it tax) that if I continue to contribute to the pension plan with the pace I did till then - my pension will be $73.50/month. I was shocked and humiliated. That was the first moment I started to think about my retirement.

You see, I am coming from a place where the small shop and store of my grandfather has been nationalized by the Communists. Nationalization means it was stolen from us officially. And he died a few years later. Then came my father’s turn. In the world of the free enterprise he would have been a millionaire: he was a born entrepreneur. Over there he went to jail because he didn’t play by the communist rule. I ran away from that country, started businesses, did humanitarian aid work in war zones, had an interesting life.

Then I arrived to what is the dreamland for many people around the world: North America. Freedom, free trade, free enterprise. Paradise… until the day you receive that letter saying your pension will be $73.50.

In that moment I knew I had to do something about it. I have to take it in my own hands.
Well, I did. And now I am decided to share it with all my fellow baby boomers to help them to figure out how to survive when retired.